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Episode #97 – Own Your Money with Belinda Rosenblum

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Does your money own you? Do you find yourself sticking your head in the sand instead of facing money problems head-on? Today on Financial Fluency, we have Belinda Rosenblum. She’s a CPA, author, and creator of Money Maker’s Academy. Today she’ll talk about how to develop the skills you need to manage money, rewrite your money story and ultimately, own your money.

Belinda had a thriving 15-year career in corporate finance. During that time, she recalled feeling like she was checking her personality at the door. She was bored. Belinda was working without the problem-solving, and she missed the emotional connection with other people. In May of 2007, she decided to start her business, one year after leaving her corporate job. (And one year before the infamous 2008 stock market crash.)

At first, Belinda planned on transitioning into a financial advisory role. She wanted to be the financial therapist who could help nurse clients back to a stronger relationship with money, and help them understand the tactical side of what they need to do. After talking to several women, she turned down the advisory job, started her own business, and launched her first program in December 2007. She had 12 people in her first workshop; those people in the group set the foundation for the rest of the year. In 2008, everything crashed. Despite that, Belinda claims it was the recession that helped her grow her business. Everyone was spending more than they were making. There were no “financial coaches” in the game ten years ago, so she was able to lead the way as a financial specialist to help clients work through their money stress.

Belinda’s mission is to transform the way people think, feel, and act with money to give them back their power over their money mindset and money management. She notes money management is a learned skill. There’s nothing wrong with you because you haven’t learned how to manage your money. What matters is knowing what actions to take based on what your numbers are telling you.

Belinda’s Money Advice

“People feel stuck in their circumstance. We feel broken when we’re not good with money. It’s as if other people know what they’re doing when really, they don’t. People spend a lot of time hiding what they don’t know about money. It’s a skills problem. There’s a gap between where we are, what we know now, and where we want to be.”

For more information about Belinda and her online workshops, visit her directly on her website: www.OwnYourMoney.com or follow her on social media.

Facebook – https://www.facebook.com/ownyourmoney/

Twitter – @ownyourmoney

New online free workshop: ShiftYourMoneyDestiny.com

 

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Resources

Personal Workshop http://ownyourmoney.com/video/destiny/

Business Owner’s Workshop http://ownyourmoney.com/video/destiny-business/

Money Makers Academy Program www.ownyourmoney.com/academy

Also check out  90 Day Year

Belinda Rosenblum

Belinda Rosenblum is a CPA and Wealth Expert who helps you take the worry and fear out of money. She believes life is supposed to be fun, and money is supposed to fund it for you!

Belinda is the creator of the Money Makers Academy, a monthly step-by-step program teaching you the essential money skills and mindset that you may assume everyone else knows but actually very few people were ever properly taught.

Belinda is the coauthor of the book, SELF-WORTH TO NET WORTH: 12 Keys to Creating Wealth Inside and Out, offering a step-by-step approach to help you build your financial self-esteem and manage your own financial life. If she’s not talking about financial freedom, Belinda is likely enjoying the sunshine and chasing after her marathon-running husband and 2 spirited toddlers.

Episode #96 – Naked Communication with Sage Hobbs

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How would your life be different if you spoke authentically? Today we welcome Sage Hobbs, our guest on today’s episode of Financial Fluency. Sage is a coach, speaker, and author of Naked Communication: Courageously Create the Relationships You Really Want. And today, we’ll explore her book and how she turned her love of people and relationships into a fulfilling, rewarding career.

Sage says she always wanted to write a book. And once she made the commitment, she went for it. She started thinking about what fascinated her—and it was people. Sage began looking at where her passion and curiosity (human capacity and human potential) line up with her professionally—and again she saw that all of her career choices have been about people. Her strength is to connect people better with each other and themselves. And the rest is history!

Before writing her book, Sage visited Kenya and shortly after that landed her dream job as an inner-city school counselor. At 23, she was working at her dream job, and that’s where life took a sudden turn. At work one day, Sage felt a pea-sized lump on her collarbone. Doctors determined after her lymph node biopsy; she had cancer at 23. Battling cancer at a young age showed her how the community, friends, and family were there for her. It was in these years that Sage understood that life is fleeting and that she needed to make life the way she wanted it to be, that she got to decide.  

There are two things she recounts her mother saying to her during her bout with cancer:

  • Let love in.
  • It’s a generous act to allow people to contribute to you.

Sage admits that asking for help is really hard.  It was hard for her to ask for help and hard to allow others to help her. As humans, we make everything mean something. We make up a fictitious story in our heads. We make asking for help mean that we can’t handle it, we’re not worth it, we’re not strong enough, etc. Sage reiterates you can’t have full responsibility for your life until you can separate the two (fact and fiction).

Her book helps readers pull back all the layers of conditioning, automatic ways of being, patterns of behavior, and gives insight into how to show up in a more ‘naked’ way and have authentic conversations in four ways. To her, these qualities are the 4 C’s to communication:

  • Clean
  • Clear
  • Compassionate
  • Courageous  

Human interaction, as Sage says, is a desire all people crave. People are longing to be themselves, have others see them for that, and find depth and intimacy from a place of authenticity. To do this, you must pay attention and nurture the relationships you want to last. No matter how good you think you are at commutation, you can always improve.

Real Talk from Sage

“The first step is awareness. If you want to be naked, you have to be real with yourself.”

Sage’s Advice for Effective Communication

  1. Look at yourself. If you don’t understand how you communicate already, it’s hard to change, shift, or evolve. You have to know if you’re more passive, assertive, direct, passive-aggressive, etc. You can evaluate this when you bite your tongue when you want to say something, but you don’t, or by looking at the way someone responds to you.
  2. Know when to speak up, when not to speak up, and have a choice about it. It’s not always the time. If something is still raw, or someone’s angry, or the issues are still tender—that might mean it’s not the time to have a conversation. Be reflective and have a choice.
  3. Everyone has conflicts. Always take responsibility for your part, but the doesn’t mean you let the other person off the hook. You should only apologize when you’ve done wrong.

For more information about Sage, her one-on-one guidance, and group coaching visit her directly on her website www.sagebhobbs.com, or follow her on social media.

Facebook: https://www.facebook.com/sagebhobbs/

Twitter: https://twitter.com/SageBHobbs

Instagram: @sagebhobbs

LinkedIn: https://www.linkedin.com/in/sagebhobbs/

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Resources:

Naked Communication: Courageously Create the Relationships You Really Want:

Get Sage’s FREE The ASK Formula cheat sheet here: http://www.sagebhobbs.com/ask-formula-cheat-sheet/

Discovery Call with Sage: http://www.sagebhobbs.com/scheduling/

The Art of Asking: How I Learned to Stop Worrying and Let People Help.

Episode #96 - Authentic Communication with Sage Hobbs

Sage B. Hobbs is a women’s empowerment coach, motivational speaker, and author of Naked Communication. She’s known for her bold and insightful approach to communication, relationships, and personal growth.

Sage works with women in both individual and group settings to create experiences of courage, self-expression, and freedom. When women feel stuck, dissatisfied, and stagnant, Sage supports them in unleashing their voice, taking action, and transforming their status quo.

Prior to creating her current work on Naked Communication, Sage received her Master’s Degree in Counseling Psychology and spent a decade working with teens and families to navigate the wild path of growing up.

She’s also a mom of two, a cancer survivor, a proud teacher’s wife, a “retired” school counselor, a world traveler, a living room dance party aficionado, and a book lover.

A Philly girl at heart, she now lives in beautiful Boulder, CO with her favorite man on earth and their two awesome kids.

Episode #95 – Even Skeptics Can Manifest with Denise Duffield-Thomas

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Do you have the life you desire? Are you asking yourself “What do I want?” but not giving yourself permission to have it? Today on Financial Fluency, we have Denise Duffield-Thomas, the money mindset mentor for online female entrepreneurs. Denise, also known as the “Lucky B,” is the founder of luckybitch.com and author of two best-selling books Lucky Bitch and Get Rich, and Lucky Bitch. In both books, Denise gives readers and boot camp goers an insight into how and why fear and mindset plays into finances, and how to turn that around so even skeptics can manifest the life they really want.

Denise admits she was never taught how to feel good about money and manage it well. She grew up with a single mom and money was always tight. She believed she had to be deserving her entire life to be successful because of teachings through the church. But, Denise quickly realized as an adult that’s not the case. When you’re in a positive state of mind, and you take positive action, there tends to be a positive reaction, with the reverse being true as well.

For example, when Denise was around the college age, she had no money in her account, and class was due to start in three days.  She maintained a positive mindset, telling herself that things would work out, and sure enough due to a bank error to her benefit, she was able to pay for her classes.  She also manifested a trip around the world with her husband for six months with all expenses paid and blogged about it.  Denise shares how about every couple of years she goes through a transition, and she questions what she’s doing, who’s she’s serving, and if she’s on the right path.

Even though Denise’s success didn’t happen overnight, she didn’t let time stop her from reaching her potential. Sometimes paths can lead you astray, but what matters is growing from experiences, and find the hidden gifts.  

Denise shared about her past investment of $5,000 in her book “Get Hitched Lucky Bitch.” During that time, she quickly realized she didn’t have to do everything for everyone and be something she’s not, and that she should focus on finances and help exceptional women who want to create outrageous success. She achieved that with two simple steps, examining old patterns and practicing forgiveness (adopting the Hawaiian forgiveness ritual: Ho’oponopono). Self-worth and net worth are intertwined and getting stuck in the cycle of self-sabotage will prevent you from the next level of success. Denise is a firm believer that forgiveness is the gift you give yourself to let go and grow.

Denise’s Tips on Removing Money Blocks:

  • Inaction leads to more inaction. You have to try the “brain-training exercises” to help you understand yourself and deep-rooted patterns.
  • Forgive and examine those things (or people) that sabotaged you and contributed to your money blocks.
  • Money is a tool for us to live the life we want to live. Being “rich” isn’t always monetary.  It could also be richness in your outlook and thinking.
  • Build the muscle of asking what YOU want, not what other people want. Keep asking “What do I want?” and give yourself permission to have it.
  • Be honest with yourself. The energy you free up will allow you to consciously manifest amazing things in your life.

Wise Words from Denise:

“People try to take the ‘action’ part of the book first without working on the mental, emotional growth. Your fear is real. The resistance feels real. Procrastination feels real. If you just sit back, you’re internalizing all of that; and you’re not giving yourself permission to figure out the cause of your money blocks. That’s why you need to do personal growth first. People think the universe will bring anything and everything to them after personal growth, but you have to meet the universe halfway and take action.”

You can connect with Denise directly on her website luckybitch.com, or follow her on social media.

YouTube: https://www.youtube.com/user/deniseduffieldthomas

Facebook: https://www.facebook.com/denisedt/

Twitter: https://twitter.com/DeniseDT

Instagram: @denisedt

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Resources:

Get access to Denise Duffield-Thomas’ Money Bootcamp at HERE.

Join the 5-Day Manifesting Challenge HERE.

Denise’s Books:

Get Rich, Lucky Bitch!: Release Your Money Blocks and Live a First Class Life.

Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success.

Take a free quiz to find out your money archetype personality HERE.

Episode #95 - Break Free from Money Blocks with Denise Duffield-Thomas

Denise Duffield-Thomas is the money mindset mentor for the new wave of online female entrepreneurs. Her best-selling books “Lucky Bitch” and “Get Rich, Lucky Bitch” give a fresh and funny roadmap to create an outrageously successful life and business.

Denise helps women release their fear of money, set premium prices for their services, and take back control over their finances.

Denise is an award winning speaker, author and entrepreneur who helps women transform their Economy-Class money mindset into a First-Class life. Find her at www.LuckyBitch.com.