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Episode #128—Pure and Natural with Mizzi Cosmetics

Brenda Mierzejewski spent years working in the pharmaceutical industry before leaving the workforce to stay home with her kids. When her family moved up into the mountains of Connecticut, they weren’t prepared for the way the porch of their new home was right in the direct path of what turned out to be a wind tunnel through their valley. Suddenly her entire family was plagued by chronic chapped lips!

“I thought we were sick. I thought something was wrong because everyone was getting these chapped lips… We were using all of these over-the-counter products but there was some kind of interaction. It was affecting our lips. We were getting the red ring around our lips. And we were putting the stuff on constantly, every 20 minutes. Especially my kids, they were trying to eat it. It was bad.”

Brenda did not want her kids eating petrolium and putting it on their lips every 20 minutes. “It is a barrier, but it isn’t healing. I wanted something else to use as my base. A vegan base.”

Brenda first cooked up a few hundred pots of lip gloss based on her research about coconut, jojoba, almond and other oils as well as the healing properties of essential oils, honeycomb and honey. Those first pots of lip balm not only lasted for hours and tasted good without any petroleum jelly or nasty chemicals, they also had a really attractive gloss effect that looked good on its own, or either over or under lipstick.

Things really took off for Mizzi Cosmetics when first Kylie Jenner, then Kate Hudson both gave completely unsolicited celebrity endorsements of the lip gloss and lip scrub products. Right now Mizzi Cosmetics is on the cusp of massive growth, but going from a boutique company that makes roughly 1000 units per week to one with massive national distribution can be a tricky time for any consumer product based business. Personally, I am totally rooting for Mizzi Cosmetics to start showing up in stores all the way out here in Flagstaff, Arizona so I can get easier access to all of their fantastic products. Especially the allergen-free versions so my own Tallulah can satisfy her insatiable desire for lip balm and chapstick without risking exposure to either hidden nut, wheat or dairy products or chemicals that she might be sensitive to.

You can connect with Brenda Mierzejewski via her website at https://mizzicosmetics.com.  


#128- Pure and Natural with Mizzi Cosmentics

My name is Brenda Mierzejewski.  In June of 2013, our family finally closed on our newly built home in the quaint little town of Portland Connecticut. Our home is on a mountain and borders the Meshomasic State Forest, the views are simply amazing.

As the fall and winter approached, we experienced that living on a mountain was extremely windy. The snow found us almost immediately after Halloween and we had no idea that the winter was going to be so long, bitterly cold and white.

January arrived and between my husband and our two small children, we went through many different lip balms to help heal and prevent the chapped and dry lips we had. Nothing truly worked. I decided since I was a stay at home mom that perhaps I should start a DIY project and make our own lip balm. Something that was natural, using all natural and organic ingredients. So I did. And after a couple of months of going through all these different recipes, I have perfected the best lip balm ever. I started to give them away to family and friends and they all loved it and asked for more. The feedback was overwhelming and I thought, “ I can really do something great with this product”. It’s local, natural and provides numerous benefits for all ages.


If you enjoyed this episode, you can subscribe to Financial Fluency here on iTunes and listen every week. If you like what you hear, don’t forget to subscribe, rate and leave an awesome iTunes review.


Let’s Keep the Conversation Going

If you’re enjoying the podcasts and something has lit a fire for you, carry on the conversation over on the Financial Fluency Facebook Group. And if you are interested in creating some Happy Money Habits, check out my free PDF here!

Jen x

Episode #127—New Ways to Invest in Real Estate with Whitney Nicely

Owning Real Estate has long been considered a key part of the American Dream. There have been times in recent history, particularly the housing bubble of 2006-2008 when it seemed like any and everyone wanted to buy real estate as an investment, but after so many got burned by upside-down mortgages and selling at a loss, many are hesitant to get back into the housing market as an investor. Whitney Nicely has a different strategy than your traditional 20% down payment model. On today’s show, we talk about what she has done to build her portfolio of houses, apartments, and land while teaching others to do the same.

You can connect with Whitney Nicely via her website at https://www.whitneynicely.com/  

IG- @whitneynicely

YT- Youtube.com/whitneynicely

FB- https://www.facebook.com/groups/reirockstarintraining



#127 - New Ways to Invest in Real Estate with Whitney Nicely

Whitney Nicely went from no investments (or strategies) to 19 houses, 19 apartment units and 7 chunks of land in less than three years all bringing monthly money to her bank account on auto pilot.

She has traveled the United States speaking on stages, teaching her simple strategies, and meeting with other successful real estate investors- and still buying houses the way she teaches others.

Since 2016, Whitney has led and trained hundreds of future real estate rock stars to grow their portfolios, collect checks and achieve financial freedom. 100’s of real estate newbies are securing leads, signing deals and scaling their dream incomes through the First Deal Done Fast Program.


If you enjoyed this episode, you can subscribe to Financial Fluency here on iTunes and listen every week. If you like what you hear, don’t forget to subscribe, rate and leave an awesome iTunes review.


Let’s Keep the Conversation Going

If you’re enjoying the podcasts and something has lit a fire for you, carry on the conversation over on the Financial Fluency Facebook Group. And if you are interested in creating some Happy Money Habits, check out my free PDF here!

Jen x

Biz Buddies Episode #10 — The Fallacy of Fear

Fear. It’s what stops most of us from doing the things we most want to do in life. At least some of the time. We’ve all heard the sound bites like “No Fear” and “Feel the fear and do it anyway”. But the subject deserves a bit more exploration than that.

Niamh talks about how from the outside we can look at other, very successful people, and imagine that they approach the big things they do all full of courage and without any fear. But they may have felt the same kinds of fears that we do back when they first started out.

Jen talks about her fear of launching (which she is doing anyway right now! If you want to check out the program that she just launched you can find her Mastering Money Matters program here!) And the fears that come up at different times in life about failing, being called out on failing and all the rest.

Niamh talks about her fears around doing this podcast. This episode was recorded before we actually launched, and Niamh suddenly realized that once the podcast starts, she will have to actually let her list and audience know that she thing new coming out every single week!

Many of the fears that we all have both in business and life are concerned with what other people think. What they think about what we do, what we create, the way we say things, how we look. There maybe an evolutionary basis in social fears in terms of not wanting to get kicked out of the tribe because then I will die. But these days, that is rarely actually the case.

We also talk about privilege, white privilege, our own privilege, and our fears about our voices helping or hurting others who may not as easily access platforms from which to amplify their voices.

Niamh’s free 30-day Ignite Video Challenge is just about to wrap up, but you can still join it and get in on the fun right here!

Let’s explore what is really behind our fears and how those fears relate to our own personal realities.


Want to be the first to learn more about the Biz Buddies group coming soon and our magical retreat in Ireland coming (hopefully) some time 2018? (If we get enough interest we will set it up!) Sign up for notification HERE!