Episode #97 – Own Your Money with Belinda Rosenblum

Does your money own you? Do you find yourself sticking your head in the sand instead of facing money problems head-on? Today on Financial Fluency, we have Belinda Rosenblum. She’s a CPA, author, and creator of Money Maker’s Academy. Today she’ll talk about how to develop the skills you need to manage money, rewrite your money story and ultimately, own your money.

Belinda had a thriving 15-year career in corporate finance. During that time, she recalled feeling like she was checking her personality at the door. She was bored. Belinda was working without the problem-solving, and she missed the emotional connection with other people. In May of 2007, she decided to start her business, one year after leaving her corporate job. (And one year before the infamous 2008 stock market crash.)

At first, Belinda planned on transitioning into a financial advisory role. She wanted to be the financial therapist who could help nurse clients back to a stronger relationship with money, and help them understand the tactical side of what they need to do. After talking to several women, she turned down the advisory job, started her own business, and launched her first program in December 2007. She had 12 people in her first workshop; those people in the group set the foundation for the rest of the year. In 2008, everything crashed. Despite that, Belinda claims it was the recession that helped her grow her business. Everyone was spending more than they were making. There were no “financial coaches” in the game ten years ago, so she was able to lead the way as a financial specialist to help clients work through their money stress.

Belinda’s mission is to transform the way people think, feel, and act with money to give them back their power over their money mindset and money management. She notes money management is a learned skill. There’s nothing wrong with you because you haven’t learned how to manage your money. What matters is knowing what actions to take based on what your numbers are telling you.

Belinda’s Money Advice

“People feel stuck in their circumstance. We feel broken when we’re not good with money. It’s as if other people know what they’re doing when really, they don’t. People spend a lot of time hiding what they don’t know about money. It’s a skills problem. There’s a gap between where we are, what we know now, and where we want to be.”

For more information about Belinda and her online workshops, visit her directly on her website: or follow her on social media.

Facebook –

Twitter – @ownyourmoney

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Personal Workshop

Business Owner’s Workshop

Money Makers Academy Program

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Belinda Rosenblum

Belinda Rosenblum is a CPA and Wealth Expert who helps you take the worry and fear out of money. She believes life is supposed to be fun, and money is supposed to fund it for you!

Belinda is the creator of the Money Makers Academy, a monthly step-by-step program teaching you the essential money skills and mindset that you may assume everyone else knows but actually very few people were ever properly taught.

Belinda is the coauthor of the book, SELF-WORTH TO NET WORTH: 12 Keys to Creating Wealth Inside and Out, offering a step-by-step approach to help you build your financial self-esteem and manage your own financial life. If she’s not talking about financial freedom, Belinda is likely enjoying the sunshine and chasing after her marathon-running husband and 2 spirited toddlers.

Episode #95 – Even Skeptics Can Manifest with Denise Duffield-Thomas

Do you have the life you desire? Are you asking yourself “What do I want?” but not giving yourself permission to have it? Today on Financial Fluency, we have Denise Duffield-Thomas, the money mindset mentor for online female entrepreneurs. Denise, also known as the “Lucky B,” is the founder of and author of two best-selling books Lucky Bitch and Get Rich, and Lucky Bitch. In both books, Denise gives readers and boot camp goers an insight into how and why fear and mindset plays into finances, and how to turn that around so even skeptics can manifest the life they really want.

Denise admits she was never taught how to feel good about money and manage it well. She grew up with a single mom and money was always tight. She believed she had to be deserving her entire life to be successful because of teachings through the church. But, Denise quickly realized as an adult that’s not the case. When you’re in a positive state of mind, and you take positive action, there tends to be a positive reaction, with the reverse being true as well.

For example, when Denise was around the college age, she had no money in her account, and class was due to start in three days.  She maintained a positive mindset, telling herself that things would work out, and sure enough due to a bank error to her benefit, she was able to pay for her classes.  She also manifested a trip around the world with her husband for six months with all expenses paid and blogged about it.  Denise shares how about every couple of years she goes through a transition, and she questions what she’s doing, who’s she’s serving, and if she’s on the right path.

Even though Denise’s success didn’t happen overnight, she didn’t let time stop her from reaching her potential. Sometimes paths can lead you astray, but what matters is growing from experiences, and find the hidden gifts.  

Denise shared about her past investment of $5,000 in her book “Get Hitched Lucky Bitch.” During that time, she quickly realized she didn’t have to do everything for everyone and be something she’s not, and that she should focus on finances and help exceptional women who want to create outrageous success. She achieved that with two simple steps, examining old patterns and practicing forgiveness (adopting the Hawaiian forgiveness ritual: Ho’oponopono). Self-worth and net worth are intertwined and getting stuck in the cycle of self-sabotage will prevent you from the next level of success. Denise is a firm believer that forgiveness is the gift you give yourself to let go and grow.

Denise’s Tips on Removing Money Blocks:

  • Inaction leads to more inaction. You have to try the “brain-training exercises” to help you understand yourself and deep-rooted patterns.
  • Forgive and examine those things (or people) that sabotaged you and contributed to your money blocks.
  • Money is a tool for us to live the life we want to live. Being “rich” isn’t always monetary.  It could also be richness in your outlook and thinking.
  • Build the muscle of asking what YOU want, not what other people want. Keep asking “What do I want?” and give yourself permission to have it.
  • Be honest with yourself. The energy you free up will allow you to consciously manifest amazing things in your life.

Wise Words from Denise:

“People try to take the ‘action’ part of the book first without working on the mental, emotional growth. Your fear is real. The resistance feels real. Procrastination feels real. If you just sit back, you’re internalizing all of that; and you’re not giving yourself permission to figure out the cause of your money blocks. That’s why you need to do personal growth first. People think the universe will bring anything and everything to them after personal growth, but you have to meet the universe halfway and take action.”

You can connect with Denise directly on her website, or follow her on social media.




Instagram: @denisedt

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Get access to Denise Duffield-Thomas’ Money Bootcamp at HERE.

Join the 5-Day Manifesting Challenge HERE.

Denise’s Books:

Get Rich, Lucky Bitch!: Release Your Money Blocks and Live a First Class Life.

Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success.

Take a free quiz to find out your money archetype personality HERE.

Episode #95 - Break Free from Money Blocks with Denise Duffield-Thomas

Denise Duffield-Thomas is the money mindset mentor for the new wave of online female entrepreneurs. Her best-selling books “Lucky Bitch” and “Get Rich, Lucky Bitch” give a fresh and funny roadmap to create an outrageously successful life and business.

Denise helps women release their fear of money, set premium prices for their services, and take back control over their finances.

Denise is an award winning speaker, author and entrepreneur who helps women transform their Economy-Class money mindset into a First-Class life. Find her at

Episode #84 Transform Your Wealth with Nicole Lewis-Keeber

Do you struggle with your money mindset?  Today I am happy to have Nicole Lewis-Keeber from Nicole Lewis-Keeber Coaching.  Nicole has an 18 year history as a therapist.  After dealing with this high stress position that did not pay well, she decided she had to go on her own, both for her sanity and in order to take control of her financial destiny.

She is now a Licensed Clinical Social Worker, Certified Tapping Into Wealth Coach and a Money Mindset Master.  Nicole specializes in helping women with their money and mindset, and having a loving relationship with their business.

In her position as a social worker she shared the challenges that many women face in the workplace.  In particular, she discussed how women are often slotted into a pre-determined salary for a particular job, often expected to work overtime and beyond their pay scale out of the goodness of their own heart, especially as a caregiver or therapist.

Our discussion covered the lack of a supportive system for self-employed people, in particular women, in terms of health insurance, paid family leave, maternity leave and time off to care for loved ones.  We also spoke of how the current political climate is re-animating trauma within many women across the country.Nicole began her business working with women on their mindset with money. She would look at the paradigm of their family history, and how they valued themselves and what they thought was possible.  She quickly discovered that the fear of being seen and asking for their worth were often the root causes of their resistance and feelings of being unsafe, and not the money.

Her system begins with an examination of their money, followed by their emotions, the source of their emotions, how they are triggered and how to deal with those triggers.  She teaches her clients to see their businesses as a relationships and to treat them with intention.

You can reach Nicole via Instagram at , on Facebook at , on Twitter at @LewisKeeber and on her website:

Nicole Shares her Personal Message  

“Statistics show that 80% of women-owned businesses close within the first 18 months. This statistic drives me crazy because I know how insanely capable women are in creating a sustainable business that gives them financial freedom if they are able to overcome their blocks to money and success. It is my desire to flip this statistic and help women Master their mindset, Health their heart, Empower their future and Make some damn money!”


“When you have had traumatic events, or abusive relationships or toxic relationships, if you don’t set up your business as a relationship with intention, you are going to default into toxic ways of relating to your business.  You are going to beat yourself up with it, you’re going to be your own mean boss, and at the end of the day you are going to feel abused and you will be the one who did it to yourself.” – Nicole Lewis-Keeber  

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Nicole offers a 1:1 coaching program, Wealth, Worth and Wisdom Coaching, as well as an online modular program called Transformational Wealth.   


Nicole Keeber-LewisNicole is a Money Mindset Master with a background in therapy and life coaching. Using a conversational, engaging, humor-infused approach to complex challenges, Nicole’s talks and coaching programs guide business owners, coaches, and healers to reveal and release their underlying blocks and barriers to financial abundance, so that they can master their mind, heal their heart, empower their future and make some damn money!

Nicole lives in Lancaster, Pennsylvania with her husband Jason and three fat, happy cats. It is well known that Nicole loves 80’s music, a good martini, and heartfelt snark-filled conversations with friends.